Cookie Policy

When you browse our website, own or third-party cookies may be downloaded to your browser. This privacy policy explains what cookies are, what kind of cookies we use, and helps you learn how to set your browser to reject them.

What are cookies?

Cookies are files sent to a browser from the web server of the site you are visiting. These files, once installed in your browser, do not recognize you personally, but make it possible to collect certain very useful and even necessary information for our website, for example, they allow us to maintain the security of the private areas of the website, the browser you use to remember your preferences, we can customize the content of the website so that it is more relevant to you, we count the number of visits we receive on each page and we make anonymous statistical analysis to improve our service.

Why should you allow the use of our cookies in your browser?

If you choose to allow the use of cookies by us, you can get a better experience on our website and the most relevant offers for you. In addition, there are some basic actions that require cookies, such as taking out an insurance policy or transactions in the customer area. Except for session cookies (which are temporary), you can check the lifetime of the cookies we use from your browser or operating system.

Below, we explain the types of cookies we use and their purpose:

Own Cookies
are those that are sent to the user’s terminal equipment from a computer or domain managed by the editor itself and from which the service requested by the user is provided.

Third-party cookies
are those that are sent to the user’s terminal equipment from a computer or domain that is not managed by the editor, but by another entity that processes the data obtained through cookies.


Thanks to these cookies, we can recognize you when you access the personal area of and establish security measures to protect you against unauthorized access attempts, we can also remember your selections in forms (for example, during the registration or purchase process) that will make it easier for you to fill out again any form on our website. Without these cookies, when you click on any link (e.g., “next”), the new page would not recognize your previous activity on the previous pages and your registration/purchase process would not be completed. Normally, these are temporary files, which are deleted when you close your browser, so that when you return to, you will have to log in again if you want to access your personal area. We remind you that if you reject the use of these cookies there will be some parts of the website that will not work properly.


These cookies help us understand how each user interacts with our website (e.g., which pages generate the most interest, how many people have visited the site, what is the average time of a site visit, etc.). This information is anonymous and only provides us with statistical data in order to know what our audience is most interested in and how we can improve our product and service offerings, website performance or user experience. Although they are not necessary to browse, we would like you to help us improve by accepting these cookies which, in no case, will retain any personal information about you.

One of the analytics services we use is Google Analytics. Google asks us to inform you that these websites use Google Analytics, a website analysis service provided by Google, Inc. (“Google”), a Delaware corporation, with an address at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States. Google Analytics uses “cookies” to help analyze how users use the website. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information on behalf of the Rating Institute for the following purposes:

(i) track your use of the website.

(ii) compile reports on its activity.

(iii) to provide other services related to the activity of the website and the use of the Internet. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Social Networking

Thanks to these cookies, the website can communicate with social networks so that the user can use the “like” buttons or tweet the offers they want to share with their friends. If you reject the use of these cookies, you will have to log in again on the social network where you want to share your activity.


Thanks to these cookies, we can more effectively manage the spaces in which our advertising appears, whether on our website or on third-party sites (for example, they allow us to know how many people have clicked on the ads we serve on other websites). Although they are not necessary for browsing the website, they will allow us to show you advertising tailored to your preferences after analyzing each user’s behavior on the website (for example, if you have come to our website looking for car insurance, we can present you with car insurance offers similar to the one you have searched for).

If you would like more information on how we use cookies, please email us at

What exactly are the cookies we use on our website?

Below, we show you the cookies used and their corresponding purpose:

If you would like more information on how we use cookies, please email us at

Setting, disabling and blocking cookies

Valum is not responsible for the content and accuracy of the privacy policies of third parties included in this cookie policy.

To allow, block or delete cookies installed on your computer we tell you how you can configure your browser to do so:

Google Chrome:

Mozilla Firefox (for PC):

Mozilla Firefox (for Mac):

IE 6+:

Apple Safari:



Can the Cookies Policy be modified?

The Web can modify this Cookies Policy according to legislative requirements, regulations, or in order to adapt this policy to the instructions issued by the Spanish Data Protection Agency, so users are advised to visit it periodically.

When significant changes are made to this Cookie Policy, they will be communicated to users either through the website or via email to registered users.